iCross FS 1.9.3

iCross Fund is a U.S.-based fund that focuses on investing in high-quality American real estate. Similar to the primary and secondary markets in the stock market, traditional real estate investments typically target the "secondary" real estate market, involving the purchase of already developed properties to gain rental income and leverage the appreciation in the secondary market. iCross Fund, on the other hand, invests in the "primary" market to benefit from developers' initial profits or provide loans to developers secured by land construction, generating stable fixed interest returns without the hassle of property management. With lower investment amounts, this approach eliminates the complexities of rental management, offering a transparent and straightforward investment process to maximize returns.

• iCross Dollar Balance Treasure: A debt product that provides fixed returns, backed by land or buildings in prime locations in the United States, such as New York, similar to bank loans to reputable American developers. The investment offers fixed interest rates ranging from 6.25% to 7.5% annually, with durations varying between six months and two years, starting at $5,000. International investors can benefit from U.S. tax exemptions, yielding a higher net return compared to managing rental properties independently. It serves as an opportunity for Chinese Americans to utilize idle funds efficiently and invest in short-term financial products.
• iCross U.S. Big Landlord Equity Product: Similar to equity projects like "IPOs," this investment lets participants with small amounts get involved directly in apartment building real estate development projects traditionally exclusive to Wall Street giants. Participants can gain substantial development profits that can be converted into discounts when purchasing properties, resembling building their own ideal cost-efficient homes. It stands out as a superior equity investment choice from all angles and complements the Dollar Balance Treasure product for optimizing real estate portfolios alongside retirement plans, 401k plans, education funds, stock investments, and other family investment strategies.

Since its inception, iCross Fund has successfully launched 27 Dollar Balance Treasure projects and 4 equity projects, accumulating a total project value close to $100 million. Completed Dollar Balance Treasure projects 1-12 have already returned investors' principal and interest satisfactorily. The year 2019 will see the completion of various other remaining Dollar Balance Treasure and equity projects. The past achievements of iCross Fund reflect the team's stringent due diligence and risk management capabilities in project selection. With extensive experience in banking, real estate lending, and risk control, only less than 5% of evaluated projects make it onto the iCross platform––ensuring high security levels with ample collateral value, stable loan-to-collateral ratios, developer's additional asset liability guarantees providing property-backed safety nets.

• The quality project resources at iCross stem from the team's years of industry expertise and diverse collaborations. The iCross team comprises industry experts with extensive experience in boutique real estate investment and development in New York, profound local cultural insights, and a distinctive real estate investment perspective. They provide retail investors with "primary" real estate investment opportunities previously inaccessible due to limited funds and offer diversified investment products for overseas asset allocation and portfolio optimization.
• iCross has established long-term partnerships with renowned real estate developers, builders, banks, law firms, accountants, and real estate brokers worldwide––forming an integrated investment service system covering the entire industry chain of real estate investment, finance, law, and taxation. Around real estate investments, they deliver comprehensive professional services tailored to your needs without requiring investment intermediaries through the iCross platform––simplifying complex processes to present a clear investment journey for you as our esteemed client.

Invest with no barriers; broaden your horizons! Join iCross in innovative overseas real estate investments—encouraging everyone's participation!